Japan Video Games Blog


Hey guys and gals! We FIND and PROMOTE people's work, we never take credit for things we haven't written, we just love sharing the things that are interesting, but if you don't want your work or pictures shown, please let me know and I'll take it off, we're not trying to harm any one here or infringe on anyone's copyrights, just late night entertainment for my friends and I after a long days of work.

We're not making money off the site, nor are we publishing anything to other places through feedburner claiming that it's our work, just a hobby of finding cool things around the internet, that's all. Sometimes we copy and paste too quickly and a link giving you credit doesn't appear, if that's the case and you DO want your work promoted, we will add in the backlink, we would love to give credit where credit is due!

Please contact me or drop a comment on any posts you guys don't want up and I'll take it off within 24 hours, thanks!

Saturday, May 10, 2008

10 Steps to Avoid Becoming a Millionaire | No Debt Plan

Ten Steps to Avoid Becoming a Millionaire

  1. Accept whatever salary an employer offers. Negotiating is a hard, scary process. Don’t bother with it and just be happy you have a job.
  2. Don’t try to improve yourself at work. Stick to the status quo. Act like you’re in a union. Only do what you are told to do. Ignore naysayers or people warning you of an upcoming layoff.
  3. Never leave the company you work for. Unless you are fired or laid off, don’t leave your current employer. Remember, they gave you a shot! You owe it to them to stick around for as long as possible.
  4. Don’t track how much you earn and spend. Budgeting by far is the most difficult thing to do in personal finance. It takes a lot of time and can expose our true financial selves. That can be painful. Just don’t do it.
  5. Spend more than you earn. If the credit card company is willing to let you pay off that plasma TV next year, why shouldn’t you? You’re in your prime! You can save later and catch up. It’ll be easy then. But for now, that Porsche Boxster, 4,000 sq. ft. house for two, and an exercise machine look mighty fine.
  6. Ignore work benefits. 401k plan? Sounds kind of funny to me. Why would the company want to give me money? Plus, I’d miss that 3% in every paycheck. Honest. I’m actually going to write an entire post on this soon, so stay tuned.
  7. Ignore your tax withholdings. Huge refund checks at the end of the year always save you from financial disaster. Why would you ever want to change that? It’s so much easier to just get the big check after tax season.
  8. Don’t open any IRAs. You’re already doing that darn 401k thing — that’s more than enough! 3% of your income already hurts. Plus, doesn’t IRA stand for Independent Righteous Arsenal?
  9. Invest sometime later. Remember, you’ve got bills to pay. There isn’t enough money to sit aside for investing. Just wait. You’ll use next year’s raise, or wait until the kids move out of the house. Then you’ll have time and money.
  10. Saving is complicated. Those guys on late night TV with the $99 investment programs must have gotten it lucky. Now look at them — making money by sharing their tips with the world. Hold on. I’ll be right back. I need to go order one.

Phew, that was hard. Time to go be a couch potato. Or maybe I’ll keep sitting here…

10 Steps to Avoid Becoming a Millionaire | No Debt Plan
Blogged with the Flock Browser

No comments:

Marc and Angel Hack Life

Self Improvement

Personal Development with The Positivity Blog

HowStuffWorks: Health Daily RSS Feed

PickTheBrain | Smarter Self Improvement

I will change your life . com