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TO THOSE WHO DON'T WANT THEIR WORK PROMOTED

Hey guys and gals! We FIND and PROMOTE people's work, we never take credit for things we haven't written, we just love sharing the things that are interesting, but if you don't want your work or pictures shown, please let me know and I'll take it off, we're not trying to harm any one here or infringe on anyone's copyrights, just late night entertainment for my friends and I after a long days of work.

We're not making money off the site, nor are we publishing anything to other places through feedburner claiming that it's our work, just a hobby of finding cool things around the internet, that's all. Sometimes we copy and paste too quickly and a link giving you credit doesn't appear, if that's the case and you DO want your work promoted, we will add in the backlink, we would love to give credit where credit is due!

Please contact me or drop a comment on any posts you guys don't want up and I'll take it off within 24 hours, thanks!

Thursday, June 26, 2008

Canzet » Blog Archive » funny pictures


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True Mac Fan
or what i call the supermac
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Would You Pick Him Up?
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Parking Lot Note

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Redneck Car Lock

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George W

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Canzet » Blog Archive » funny pictures
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BOOMj

Written By: Steven Gordon

Most, if not all, people want a high return on their investments. The question is, “How much risk should they take? How much risk are they willing to take?” A good starting place to determine the appropriate amount of risk for your portfolio is to examine your level of risk aversion with a risk tolerance survey and to know your financial goals.

 

The two major risks that investors face are 1) a decline in their portfolio value; and 2) not achieving their financial goals.

 

The first type is called Market risk, caused by movements in the market that adversely affects your portfolio. You can mitigate Market risk by shifting from stocks to bonds. However, the reduction of Market risk may increase the second type of risk called Longevity risk, or the risk that you will outlive your retirement money.

 

Longevity risk is determined by a number of factors (using financial calculators):

1) Value of your current portfolio

2) Planned savings rate

3) Planned retirement age

4) Planned retirement income

5) Composition of portfolio

 

Based on this information, a computer model estimates the future risks and returns on your assets and overall portfolio to show how much money you’ll have at each age.

 

In retirement, people generally switch from asset accumulation to asset withdrawal. Reducing Longevity risk often means a reallocation of assets to compensate for future withdrawals, estimating emergency money, and predicting asset growth.

 

To calculate the amount of retirement income needed, estimate your living expenses in retirement. Then determine how much pre-tax income is required to pay for those expenses. Once you have your pre-tax income figured out, estimate the amount of emergency money you’ll need. The recommended sum is one enough to cover your cost of living for six months.

 

The next step is to look at asset growth, which is important for protection against inflation and withdrawals. For example, after twenty years with an annual 3% inflation, you will need $72,250 to purchase the same amount of goods for $40,000 today. If your assets grow slower than the rate of inflation, then your portfolio life will be shortened or you’ll need to cut back on spending (and decrease your standard of living).

 

Asset growth also protects against the consequences of longer life expectancy. With people’s lifespan rising, so do their risk of outliving their retirement income. A reallocation of their portfolio that takes the above retirement factors into consideration is one way to mitigate the financial risks.

 

Another source of retirement income protection is longevity insurance. You start investing now with an agreement that at certain age later, you receive monthly payouts for the rest of your life. Longevity insurance offers higher returns than most traditional pension plans, as well as inflation protection and death benefits for inheritance options.

BOOMj
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THIS IS FOR PEOPLE WHO BLAME OTHERS FOR BEING ALONE AND NOT BEING ABLE TO FIND THAT "PERFECT MATE", IT'S YOU SON, YES YOU, NOT OTHERS, YOU DON'T WORK ON BEING LOVABLE, SO NO ONE LOVES YOU, SIMPLE AS THAT, THEY MAY WANNA BANG YOU, BUT NOT WANNA BE WITH YOU

1205727799002.jpg (JPEG Image, 550x400 pixels)
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NEJM -- Bladder Foreign Body -- Figure 1

Figure 1


A 35-year-old woman with bipolar disorder was found wandering on a highway screaming and crying, with disorganized speech. She was evaluated in the emergency department, and computed tomography of the head revealed a hypodense area. The patient reported that she had a nail in her uterus. In the context of the presentation, this was deemed to be unlikely. However, before magnetic resonance imaging was performed for further evaluation, radiography of the abdomen showed a large nail, which was localized to the bladder on ultrasonography, and an intrauterine device in the uterus. Surgery was scheduled to remove the nail, but on the morning before surgery, the patient painlessly passed a 10-penny 8.3-cm steel nail while voiding. After resolution of this psychotic episode, the patient revealed that her intention was to place the nail in her uterus as a means of protection against being raped, which had occurred in the recent past. She was subsequently admitted to a psychiatric facility.

NEJM -- Bladder Foreign Body -- Figure 1
Blogged with the Flock Browser

NEJM -- Bladder Foreign Body -- Figure 1

Figure 1


A 35-year-old woman with bipolar disorder was found wandering on a highway screaming and crying, with disorganized speech. She was evaluated in the emergency department, and computed tomography of the head revealed a hypodense area. The patient reported that she had a nail in her uterus. In the context of the presentation, this was deemed to be unlikely. However, before magnetic resonance imaging was performed for further evaluation, radiography of the abdomen showed a large nail, which was localized to the bladder on ultrasonography, and an intrauterine device in the uterus. Surgery was scheduled to remove the nail, but on the morning before surgery, the patient painlessly passed a 10-penny 8.3-cm steel nail while voiding. After resolution of this psychotic episode, the patient revealed that her intention was to place the nail in her uterus as a means of protection against being raped, which had occurred in the recent past. She was subsequently admitted to a psychiatric facility.

NEJM -- Bladder Foreign Body -- Figure 1
Blogged with the Flock Browser

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